The Obamacare Implosion Is Worse Than You Think – Washington Post
Obamacare is imploding. But thanks to the government shutdown, everyone is talking about the implosion of the GOP instead.
The shutdown drama has distracted from the fact that Obamacare’s debut is worse than many realize – and it threatens the fundamental viability of the law itself. The administration claims the Obamacare online exchanges crashed because the Web site got more than 8 million hits in the first week. Please. You know how many people visit Amazon.com every week? More than 70 million. The difference is: 1.) Amazon seldom crashes, and 2.) on Amazon, people actually buy something.
It appears virtually no one is buying Obamacare. While administration officials brag about how many visitors the site is getting, they refuse to divulge how many people actually signed up. Health and Human Services Secretary Kathleen Sebelius was asked that directly by Jon Stewart on “The Daily Show.” “Fully enrolled?” Sebelius stuttered. “I can’t tell you. Because I don’t know.” That is a frightening admission of incompetence. If the Obama administration can’t even track how many people signed up, how on earth is it going to verify whether those people are eligible for subsidies? How will it protect against fraud?
The Post reported this past weekend that the failure of the Web site is worse than previously known: “Even when consumers have been able to sign up, insurers sometimes can’t tell who their new customers are because of a separate set of computer defects.” It turns out that in some 99 percent of applications, the Obamacare site did not provide insurers with enough verifiable information to enroll people in their plans.
Computer experts say the problems with the site are not because of heavy traffic but are the result of structural flaws in system architecture. It is going to take months to rebuild it. That raises a question: If the federal government can’t manage a simple Web site, how on earth is it going to manage the health care of millions of Americans?
It also means that President Obama may have no choice but to delay the individual mandate. As my American Enterprise Institute colleague, Dr. Scott Gottlieb, points out, how can Obama penalize people for not having health insurance if the government’s Web site to provide that insurance doesn’t work?
Without the individual mandate, Obamacare unravels. The only way the law works is if the government forces young, healthy people into it by threatening them with penalties for not carrying health insurance. But if there is no penalty for not signing up, then fewer Americans will sign up.
Even if the administration manages to fix the Web site and finally implement the individual mandate, people still may not join – because the plans being offered are so unattractive. To entice people to join the exchanges, the administration forced insurers to offer low monthly premiums and cover people with preexisting conditions. Insurers have responded by increasing deductibles – the out-of-pocket costs people must pay before insurance benefits kick in – to stratospheric levels.
According to an analysis this weekend by the president’s hometown paper, the Chicago Tribune, “21 of the 22 lowest-priced plans offered on the Illinois health insurance exchange for Cook County have annual deductibles of more than $4,000 for an individual and $8,000 for family coverage… Plans with the least expensive monthly premiums – highlighted by state and federal officials as proof the new law will keep costs low for consumers – have deductibles as high as $6,350 for individuals and $12,700 for families.” Even with federal subsidies, few Americans will bother to buy insurance with a $4,000 to $12,700 deductible – and millions won’t even be eligible for the subsidies.
If enough Americans don’t join the exchanges, Obamacare collapses. According to the Congressional Budget Office, the administration needs at least 7 million people to join the exchanges for Obamacare to be financially viable. While the administration won’t reveal sign-up rates, London’s Daily Mail reported that total sign-ups in the first week were just 51,000 people. If accurate, that would mean they have just 6,949,000 more to go to break even.
Bottom line: It turns out Obamacare is blowing itself up just fine without Republican help. Far from a few “glitches,” the president’s signature program is in free fall after only a week. But instead of focusing on the Obamacare debacle, the news is filled with stories about… the government shutdown. The irony is, the shutdown was intended to stop Obamacare. Instead, it is rescuing Obama from his own incompetence.
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Obamacare Website Source Code: ‘No Reasonable Expectation Of Privacy’ – Weekly Standard
The launch of federal government’s Obamacare insurance exchange, Healthcare.gov, has been plagued with delays, errors, and poor website design, even prompting USA Today to call it an “inexcusable mess” and a “nightmare”. Now comes another example of why the website’s reputation is in tatters. Buried in the source code of Healthcare.gov is this sentence that could prove embarrassing: “You have no reasonable expectation of privacy regarding any communication or data transiting or stored on this information system.” Though not visible to users and obviously not intended as part of the terms and conditions, the language is nevertheless a part of the underlying code for the “Terms & Conditions” page on the site.
After creating an account on Healthcare.gov, users are asked to click an “I accept” button under some routine Terms & Conditions prohibiting unauthorized attempts to upload information or change the website. Once users click the button, they may proceed to shop for insurance and enter detailed personal information. However, when the Terms & Conditions page is visible, the hidden sentence mentioned above along with several others can be seen by using a web browser’s “View Source” feature. A screen grab below shows the visible Terms & Conditions page along with a simultaneous view of the code underlying it:
The full portion of the code which does not appear on the visible page displayed for users reads as follows:
You have no reasonable expectation of privacy regarding any communication or data transiting or stored on this information system. At any time, and for any lawful Government purpose, the government may monitor, intercept, and search and seize any communication or data transiting or stored on this information system. Any communication or data transiting or stored on this information system may be disclosed or used for any lawful Government purpose. [The sentence beginning “To continue” also appears again, but is only visible once on the page as displayed for users.]
It is unclear why these sentences appear in the code at all since they are not displayed, although the code may simply have been copied from another website that does use the full warning. In this case, the unwanted portion of the warning was rendered inert with HTML coding tags (““) usually used by programmers for inserting comments to explain the purpose of a section of code. However, the code can be rendered “live” again by simply removing those tags, in which case the full text would appear on the screen to users. However, it is unclear why the paragraph containing “no reasonable expectation of privacy” would ever have even been considered appropriate in this context.
The phrase “no reasonable expectation of privacy” is actually a stock phrase used in the terms and conditions of many government websites and information systems, but those who are entering personal, medical and financial information at Healthcare.gov may not find that fact reassuring. An email sent on Thursday, October 10, requesting comment from Department of Health and Human Services, the agency responsible for the website, has not yet been returned.
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Report: Budget Deal To Include Obamacare Tax Delay For The Unions – Weasel Zippers
Via The Hill:
Labor unions are poised to score the delay of an ObamaCare tax in the bipartisan budget deal emerging in the Senate.
The bargain under negotiation would make small adjustments to the healthcare law, including delaying the law’s reinsurance fee for one year. The three-year tax is meant to generate revenue that will stabilize premiums on the individual market as sick patients enter the risk pool.
The tax applies to all group health plans, but unions argue it will raise their healthcare costs while providing them no benefit.
The reinsurance tax figured prominently in discussions at a recent AFL-CIO convention, where workers passed a resolution demanding changes to ObamaCare.
The White House recently denied labor’s top priority on ObamaCare, ruling that union health plans are not eligible for the new subsidies because they are already helped by the tax code.
Democrats could be pushing to delay the reinsurance fee for one year as an olive branch after that apparent slight, though it could also create trouble for insurers on the marketplaces.
The possible Senate deal would raise the nation’s debt ceiling until mid-February, immediately reopen the government and provide funding until Jan. 15.
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Most Powerful White House Obamacare Official At Center Of IRS Scandal – Daily Caller
The White House official who exchanged confidential taxpayer information with the IRS is a longtime Obama advisor and progressive activist who is currently the most powerful official on Obamacare implementation within the White House.
Jeanne Lambrew, deputy assistant to the president for health policy, entered Obama-world in 2008 as a health-policy adviser to then-Senator Obama’s presidential campaign. She was subsequently named deputy director and then director of the Department of Health and Human Services’ (HHS) now-defunct Office of Health Reform, where she reported directly to Kathleen Sebelius.
Lambrew’s current “deputy assistant to the president” position, while modest-sounding, gives her extensive and centralized power over the White House’s efforts to implement Obamacare.
“[Lambrew] is also unabashedly liberal – often serving as the architect of her party’s most progressive ideas on healthcare reform,” wrote American Enterprise Institute resident fellow Scott Gottlieb in a March op-ed.
“The few remaining centrists thinkers inside the White House, mostly scattered across the National Economic Council and Treasury, are gone – or largely marginalized when it comes to issues around implementation. The people drafting and reviewing the regulations are mostly centered in the White House and its Domestic Policy Council – and they mostly work for Jeanne Lambrew,” Gottlieb wrote.
“Normally, the Office of Management and Budget and the National Economic Council would be heavily engaged on the issuance of regulations tied to a major law like Obamacare. Not the Obama White House. The economists still play on the fiscal issues related to Medicare and Medicaid. But when it comes to Obamacare implementation, they are not calling the shots. The power is centered on Lambrew,” Gottlieb wrote.
Lambrew exchanged confidential taxpayer information on organizations with IRS official Sarah Hall Ingram and White House health policy advisor Ellen Montz, according to 2012 emails obtained by the House Oversight and Government Reform Committee and provided to The Daily Caller last week. Ingram attempted to counsel Lambrew and the White House on a lawsuit from religious organizations opposing Obamacare’s contraception mandate.
Lambrew also hosted 155 of Ingram’s 165 White House visits, according to White House visitor logs that were recently taken offline during the government shutdown. The IRS improperly targeted conservative groups for harassment of their tax-exempt applications and abusive audits between 2010 and 2012.
Lambrew previously served as a senior fellow at the Center for American Progress, a left-wing Washington think tank headed by former Clinton chief of staff John Podesta.
Podesta credited Lambrew with helping to shape the “foundation” of the progressive health care reform push beginning in 2005, which was eventually realized under Obama despite attempts to “demagogue” the issue by conservatives who believe that “health is a privilege, not a right,” according to Podesta.
Lambrew moderated a June 2008 Center for American Progress panel criticizing Obama opponent John McCain’s health policy.
Among numerous other positions in government and academia, Lambrew worked on health care reform at the Department of Health and Human Services between 1993-94, as First Lady Hillary Clinton led the administration’s disastrous health care reform initiative.
Lambrew has contributed money to the presidential campaigns of John Kerry, Hillary Clinton, and Obama, and to the now defunct George Soros-funded PAC America Coming Together.
“Providing and improving health care for every American may be the current test of our country’s strength of conviction, as was enacting civil rights for all in the 1960s and the creation of the New Deal in the 1930s,” wrote Lambrew, Podesta, and Teresa L. Shaw in 2005.
The White House did not return a request for comment.
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Obamacare Meltdown Triggers Congressional Investigations – Washington Examiner
House Republicans don’t have the power to stop Obamacare. But they do have the power to investigate it.
Recent weeks have seen the meltdown of the Obamacare national online marketplace, reported to have cost between $400 million and $600 million so far. There are also indications the administration knew serious problems were coming and hid them from lawmakers who have a responsibility to oversee the program.
The episode has prompted a lot of questions on Capitol Hill. Just how many people have tried to purchase coverage on the exchanges? How many have succeeded? Is the level of interest sufficient for Obamacare to reach its goal of seven million enrollees? Why is the administration being so secretive about it?
Also, what about the security of Americans’ confidential health and financial information? Does the struggling system have adequate protections for that?
And once the administration finally gets its website working, will millions of Americans experience sticker shock, discovering that they will have to pay higher premiums and deductibles for coverage? What were the administration’s in-house estimates on that?
As House Republicans see it, there is much to talk about. Last Thursday, Rep. Fred Upton, chairman of the House Energy and Commerce Committee, sent letters to Health and Human Services Secretary Kathleen Sebelius, as well as some major Obamacare contractors, wanting to know why HHS officials were painting a rosy picture of the exchanges just weeks before it all came crashing down.
“Staff from your agency who briefed committee staff in August 2013 explained that testing of the [exchanges] was proceeding on schedule and did not identify any problems like the ones now being experienced on HealthCare.gov,” Upton told Sebelius. In addition, Upton said a top Obamacare official told the committee on Sept. 19 that consumers would have immediate and full access to Obamacare’s programs, “and they will be able to choose a plan and get enrolled in coverage beginning Oct. 1.”
That certainly didn’t happen. Citing what he calls “a host of broken promises” from the Obama administration, Upton is preparing to call those officials back for more testimony. “We want to look at the rollout, and what they said this summer,” Upton told me, “when they absolutely verified that everything was fine and dandy.”
In addition to testimony, Upton wants internal documents relating to the exchange’s design and testing, plus documents from outside experts involved.
And there are still more questions. How did the Obama team select the contractors involved in the (so far, disastrous) rollout? The Washington Examiner’s Richard Pollock has reported that federal officials relied on just one company to design the system. “Rather than open the contracting process to a competitive public solicitation with multiple bidders,” Pollock reported, “officials in the Department of Health and Human Services’ Centers for Medicare and Medicaid accepted a sole bidder, CGI Federal, the U.S. subsidiary of a Canadian company with an uneven record of IT pricing and contract performance.”
That is a classic subject for congressional investigation. And so is the subject of cost: Just how much has the administration spent on the exchanges so far versus its original estimates, and how much will it cost to fix the system now? And what about the administration’s story that the exchanges’ early problems were due simply to an enormous amount of traffic from people wanting to sign up? Where did that come from?
In addition to Upton, Rep. Darrell Issa, chairman of the House Committee on Oversight and Government Reform, and Sen. Lamar Alexander, the ranking Republican on the Senate Committee on Health, Education, Labor and Pensions, are seeking answers from the administration. In a letter to Sebelius on Thursday, the lawmakers demanded a wide range of information from HHS, “for us to better determine whether any corrective legislative actions are necessary.”
The number of Obamacare investigations on Capitol Hill is likely to grow in coming weeks. There’s no denying the probes will have a political element, as Republican chairmen in the House lead the charge. And if Obamacare’s problems continue, and perhaps expand, the situation could be politically advantageous for the GOP. No one should be surprised if a White House on the defensive accuses Republicans of playing politics.
But the fact is, the investigations are necessary and appropriate; Obamacare is a massive, and massively expensive, federal undertaking that could bring about major changes in the lives of millions of Americans. It must have congressional supervision.
“We’re going to be pursuing this with a lot of vigor,” said Upton. “This issue is not going away.”
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Sebelius: ObamaCare To Bring ‘Western Civilization To Its Knees’ – Investors Business Daily
In a stunning admission, our Health and Human Services secretary admits ObamaCare is part of the fundamental transformation of America away from a free market in anything to a nanny state on steroids.
Maybe Kathleen Sebelius was being sarcastic, or maybe she thought it might be a good way to reach the “young invincibles” who feel they had better things to do with their money than enroll in ObamaCare. But her recent appearance on Jon Stewart’s show on Comedy Central went about as well as ObamaCare’s train wreck of a rollout.
Stewart hammered her and ObamaCare, as we have, on why she and President Obama granted delays for employers and insurers in their mandates, while individuals were still being forced into the comedy central known as the ObamaCare exchanges.
Failing to get a straight answer, Stewart pointed out that businesses are basing hiring decisions now based on ObamaCare’s expensive regulatory straightjacket. He noted that businesses are cutting worker hours to exploit a loophole in the law, but Sebelius denied it.
Then in a moment of intended sarcasm that was really one of unintentional honesty, the U.S. secretary of health and human services said, “As you know, we’re facing the end of the Western Civilization by having a market-based strategy. We are bringing Western Civilization to its knees by selling private insurance plans on a website where people can pick and choose.”
People have long been able to buy insurance online and free to choose which insurance to buy and from whom or not to buy any at all. By forcing people to buy a product they don’t want, Sebelius and the Obama administration are bringing Western civilization to its knees — at least our Constitution-based part of it.
ObamaCare limits our choices and freedom. A true market-based strategy would let people save money tax-free in medical savings accounts and use that money to choose their doctor and buy insurance tailored to their needs, with companies competing for their business across state lines. No mandates, no bureaucrats.
But then ObamaCare has never been about health care. It’s been about power, as IRS target Dr. Ben Carson made clear Friday at the Values Voter Summit in Washington, D.C. The former Johns Hopkins neurosurgeon called the Affordable Care Act the “worst thing that has happened in this nation since slavery.”
He wasn’t exaggerating.
ObamaCare puts the U.S. government in charge of fully one-sixth of America’s economy, unconstitutionally seeks to force Americans to buy a service, often against their will, and places each individual’s health at the eventual mercy of government bureaucracy.
ObamaCare’s power to tax is the power to destroy our free-market economy — and our freedoms, as well.
So Sebelius is right after all. ObamaCare, as the song goes, is the end of the world as we know it.
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Family Of Toddler Who Stunned The World With His Viral Trick Shot Videos Hit With Obamacare Shocker – The Blaze
“Trick Shot Titus” won over the world with his incredible trick shots. YouTube videos of the toddler draining shot after shot, many times increasing in difficulty, resulted in a number of viral videos and appearances on “Today,” “Jimmy Kimmel Live” and “The Glenn Beck Radio Program.”
The overwhelming success of the toddler’s trick shot videos brought in money that his parents plan to save for Titus and his three siblings. However, that plan has officially hit its first snag, according to the toddler’s father, Joseph Ashby.
The problem’s name is Obamacare.
Ashby, an aerospace engineer and radio host in Wichita, Kan., told TheBlaze that he recently received a letter from his family’s health insurance provider informing him that their policy no longer complies with federal law under Obamacare. The replacement plan allegedly comes with a roughly 535 percent deductible increase – before the plan helps out with medical bills. The replacement plan also reduces the number of plan-covered doctor visits from five to as few as two, and doubles the co-pay for each visit, he said.
“The old plan had a $1,000 deductible before the plan kicked in. After that, the old plan paid 80 percent and we paid 20 percent until we got to another $1,000. The new plan has a $6,350 deductible before they kick in anything,” he explained.
Further, Ashby claims the plan’s vision coverage is dropped and the monthly premium is still higher than the old policy. The family may end up paying as much as $10,000 more over the next year in medical costs under the new Obamacare-compliant plan, he said.
Ashby told TheBlaze the $10,000 estimation is based on a combination of higher premiums and likely medical payment his family would have to make with the increased deductible.
“I just want to make it clear that if my family was in the deepest pit of Nova Scotia with the Rocky Mountains piled on top of us, we’d make it out. We’re not here to complain,” the father said. “I just want people to know what Obamacare is – and isn’t.”
“The money from the viral videos (meant for Titus’ and his siblings’ future) is small compared to the family’s new health care cost,” reads a post on Ashby’s Facebook page.
“The folks in Washington who are doing so much to try and stop the law are fighting a good fight. We all want people to get medical care, but we can’t embrace a law that hurts so many others in the process.”
The original Titus trick shot video has more than 12 million views on YouTube:
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Obamacare’s Website Is Crashing Because It Doesn’t Want You To Know How Costly Its Plans Are – Forbes
A growing consensus of IT experts, outside and inside the government, have figured out a principal reason why the website for Obamacare’s federally-sponsored insurance exchange is crashing. Healthcare.gov forces you to create an account and enter detailed personal information before you can start shopping. This, in turn, creates a massive traffic bottleneck, as the government verifies your information and decides whether or not you’re eligible for subsidies. HHS bureaucrats knew this would make the website run more slowly. But they were more afraid that letting people see the underlying cost of Obamacare’s insurance plans would scare people away.
HHS didn’t want users to see Obamacare’s true costs
“Healthcare.gov was initially going to include an option to browse before registering,” report Christopher Weaver and Louise Radnofsky in the Wall Street Journal. “But that tool was delayed, people familiar with the situation said.” Why was it delayed? “An HHS spokeswoman said the agency wanted to ensure that users were aware of their eligibility for subsidies that could help pay for coverage, before they started seeing the prices of policies.”
As you know if you’ve been following this space, Obamacare’s bevy of mandates, regulations, taxes, and fees drives up the cost of the insurance plans that are offered under the law’s public exchanges. A Manhattan Institute analysis I helped conduct found that, on average, the cheapest plan offered in a given state, under Obamacare, will be 99 percent more expensive for men, and 62 percent more expensive for women, than the cheapest plan offered under the old system. And those disparities are even wider for healthy people.
That raises an obvious question. If 50 million people are uninsured today, mainly because insurance is too expensive, why is it better to make coverage even costlier?
Political objectives trumped operational objectives
The answer is that Obamacare wasn’t designed to help healthy people with average incomes get health insurance. It was designed to force those people to pay more for coverage, in order to subsidize insurance for people with incomes near the poverty line, and those with chronic or costly medical conditions.
But the laws’ supporters and enforcers don’t want you to know that, because it would violate the President’s incessantly repeated promise that nothing would change for the people that Obamacare doesn’t directly help. If you shop for Obamacare-based coverage without knowing if you qualify for subsidies, you might be discouraged by the law’s steep costs.
So, by analyzing your income first, if you qualify for heavy subsidies, the website can advertise those subsidies to you instead of just hitting you with Obamacare’s steep premiums. For example, the site could advertise plans that “$0″ or “$30″ instead of explaining that the plan really costs $200, and you’re getting a subsidy of $200 or $170. But you’ll have to be at or near the poverty line to gain subsidies of that size; most people will either not qualify for a subsidy, or qualify for a small one that, net-net, doesn’t make up for the law’s cost hikes.
This political objective – masking the true underlying cost of Obamacare’s insurance plans – far outweighed the operational objective of making the federal website work properly. Think about it the other way around. If the “Affordable Care Act” truly did make health insurance more affordable, there would be no need to hide these prices from the public.
Subsidy verification created a traffic bottleneck
Comparable private-sector e-commerce sites, like eHealthInsurance.com, allow you to shop for plans and compare prices simply by entering your age and your ZIP code. After you’ve selected a plan you like, you fill out an on-line application. That substantially winnows down the number of people who rely on the site for network-intensive tasks.
The federal government’s decision to force people to apply before shopping, Weaver and Radnofsky write, “proved crucial because, before users can begin shopping for coverage, they must cross a busy digital junction in which data are swapped among separate computer systems built or run by contractors including CGI Group Inc., the healthcare.gov developer, Quality Software Services Inc., a UnitedHealth Group Inc. unit; and credit-checker Experian PLC. If any part of the web of systems fails to work properly, it could lead to a traffic jam blocking most users from the marketplace.”
Jay Angoff, a former federal official at the agency that oversees the exchange, told the Journal that he was surprised by the decision. “People should be able to get quotes” without entering all of that information upfront.
Weaver and Radnofsky say that the core problem stems from “the slate of registration systems [that] intersect with Oracle Identity Manager, a software component embedded in a government identity-checking system.” The main Healthcare.gov web page collects information using the CGI Group technology. Then that data is transferred to a system built by Quailty Software Services. QSS then sends data to Experian, the credit-history firm. But the key “identity management system” employed by QSS was designed by Oracle, and according to the Journal’s sources, the Oracle software isn’t playing nicely with the other information systems.
Oracle hotly denies these claims. “Our software is the identical product deployed in most of the world’s most complex systems… our software is running properly,” said an Oracle spokeswoman in a statement.
‘It’s awful, just awful’
Robert Pear and colleagues at the New York Times have a piece up today detailing the serious problems with the federal exchange, problems that may get worse, not better. They confirm what we already knew: that the Obama administration refused to delay the implementation of the exchanges, despite the well-known problems, because they were afraid of the political blowback. “Former government officials say the White House, which was calling the shots, feared that any backtracking would further embolden Republican critics who were trying to repeal the health care law.”
As I documented last week, IT and insurance experts have been saying for at least eight months that implementation of the exchanges was going badly, that as early as February officials were warning of a “third world experience.” The Times’ sources are just as blunt. “These are not glitches,” said one insurance executive. “The extent of the problems is pretty enormous. At the end of our [conference calls with the administration], people say, ‘It’s awful, just awful.’”
“We foresee a train wreck,” said another executive in a February interview with the Times. “We don’t have the IT specifications. The level of angst in health plans is growing by leaps and bounds. The political people in the administration do not understand how far behind they are.” Richard Foster, the former chief actuary at the Centers for Medicare and Medicaid Services, said last week that “so much testing of the new system was so far behind schedule, I was not confident it would work well.”
Henry Chao, the deputy chief information officer at CMS who made the “third world experience” comment, was told by his superiors that failure to meet the October 1 launch deadline “was not an option,” according to the Times.
White House knowingly chose to court disaster
Think about it. It’s quite possible that much of this disaster could have been avoided if the Obama administration had been willing to be open with the public about the degree to which Obamacare escalates the cost of health insurance. If they had, then a number of the problems with the exchange’s software architecture would have been avoided. But that would require admitting that the “Affordable Care Act” was not accurately named.
They knew that their people on the front lines, people like Henry Chao, were worried that the exchanges would get botched. They saw the Congressional Research Service memorandum detailing that the administration has missed half of the statutory deadlines assigned by the law. But they were more afraid of the P.R. disaster of disclosing Obamacare’s high premiums than they were of the P.R. disaster of crashing websites. What you see is the result.
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Obamacare’s Secret Is Out – The Foundry
Timing is everything. And just as Congress’s focus seems to be drifting from Obamacare’s ravages on the economy, Americans are learning the reason this law’s implementation was postponed until after the presidential election.
That reason is becoming clear as person after person opens the mail. Insurance costs are going up. For many, not just going up – skyrocketing.
Ross, a married father of three small boys in Florida, tells us his insurance will be going up $525 per month. “I feel completely helpless,” he says.
Kevin, who also has three small boys, just found out his wife’s individual health insurance premium will be jumping from $79 per month to $311.82 per month.
“For whom exactly is the Affordable Care Act making care affordable?” asked Kevin, who lives in Alabama.
But this isn’t all. While people are receiving notices that their premiums are going up or perhaps their health plans are being discontinued, there’s a secret in Obamacare’s exchanges, too.
One of the reasons the Obamacare website has been so slow and glitchy? It requires people to enter personal information before they’re able to see insurance plan options. Health and Human Services does this so that if you’re eligible for a subsidy, you won’t see the true cost of your health plan.
Obamacare is laden with mandates that are driving up the cost of health insurance. And it didn’t stop with the original law. Federal bureaucrats are continuing to write more Obamacare regulations. One estimate is that these paper pushers have added 30 words of regulations for every word in the original law.
No small tweak to Obamacare can fix this. No small tweak can give relief to these hard-working dads who are supporting their families and getting the wind knocked out of them by hundreds of dollars in insurance hikes.
If Congress does anything less than defund Obamacare, it is turning its back on all of these suffering Americans.
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