Ah, Obamacare deals out yet another blow to the American public. Apparently Obamacare enrollee’s better make sure they want to tie the knot – or better yet if they can afford it, before signing up.
As we all know, the Affordable Care Act, isn’t as affordable as the president would like to have us think. That being said, couples living together, could potentially save $10,000 over the couple who are doing the same thing, but possess the legal document.
That’s right, Obamacare is punishing you for being married.
The way this loophole works is based on income levels. You see, when you are single, it appears that you only make so much, and having less than a married couple, you can afford less. But when you live with someone, and aren’t married you incur half the cost of living expenses. Obamacare does not factor this in.
This in turn makes it look like you are making less than the married folk, but in all reality, the income may be exactly the same between competing couples.
In a mathematical demonstration, Britbart explains:
“In order to receive a government subside, a married couple must earn less than $62,040. Therefore, a married couple with each spouse making $35,000 annually for a combined income of $70,000 dollars would not qualify for a healthcare subside. In contrast, an unmarried couple with each partner making $40,000 for a combined income of $80,000 could qualify for thousands of dollars in subsides.”
The fair thing to do here is to base the insurance on household incomes, but that may just be the point.
Robert Rector, a senior research fellow with Heritage Foundation, speculates that the “law was formulated on ideological grounds,” because, “unmarried couples often vote Democrat and married couples lean Republican.”
What do you think – just unfair, or liberal ploy?